About us

Built in Pakistan,
for Pakistan

FINIVO.PK was founded to solve a problem every Pakistani business owner faces: accounting software designed for foreign markets that ignores FBR, EOBI, and the realities of running a business in Pakistan.

50+
Active businesses
2020
Year founded
14
Finance modules
FBR
Officially integrated
99.9%
Uptime SLA
Our mission

Make professional accounting accessible to every Pakistani business

We believe that accurate financial management shouldn't require a team of accountants or expensive imported software. Every shop owner in Lahore, every manufacturer in Faisalabad, every service business in Karachi deserves the same tools that large corporations use β€” at a price that makes sense.

FINIVO.PK is built ground-up for the Pakistani market: FBR compliant by default, Urdu-friendly support, PKR-first accounting, and pricing that fits the reality of local businesses.

Our vision

The financial backbone for Pakistan's growing economy

Pakistan's SME sector employs over 78% of the non-agricultural workforce and contributes 40% of GDP. These businesses deserve software that grows with them β€” from a single-person consultancy to a 200-employee manufacturer.

Our vision is to be the platform that powers financial decisions for the next generation of Pakistani entrepreneurs.

Our values

How we work

πŸ‡΅πŸ‡°
Pakistan-first

Every feature is designed for Pakistani businesses β€” FBR, EOBI, PKR, and local tax rules are built in, not afterthoughts.

πŸ”’
Trust and security

Your financial data is encrypted at rest and in transit. We never sell data, never share it, and maintain dedicated infrastructure per customer.

πŸ“ž
Real human support

We reply on WhatsApp in English and Urdu within 2 hours. No chatbots, no ticket queues, no outsourced support.

⚑
Simple and fast

Complex accounting made simple. Setup in 10 minutes, payroll in under 10 minutes, FBR invoice submission in one click.

πŸ“ˆ
Always improving

We ship updates every month based on customer feedback. If 10 customers ask for the same feature, it ships within 30 days.

πŸ’°
Fair pricing

Priced for Pakistan, not for London. We will never charge you per-module fees or surprise you with hidden costs.

FBR commitment

We take compliance seriously so you don't have to

FBR regulations change. We track every update from the Federal Board of Revenue and release compliance updates before deadlines β€” so your business is never caught off-guard.

βœ“ FBR integration tested and certified
βœ“ Compliance updates shipped before FBR deadlines
βœ“ STRN and NTN validation built into every invoice
βœ“ Dedicated FBR support team for customer questions
Our compliance record
FBR integration live since 2022
Compliance updates shipped 28+
Customer FBR penalties ₨0
Days average update turnaround < 7
FBR audits supported 50+
Our team

The people behind FINIVO.PK

A small team with deep roots in Pakistani finance and technology.

AK
Ahmed Karimi
CEO & Co-founder

15 years in Pakistani finance. Previously CFO at a mid-sized Lahore manufacturing firm.

SH
Sara Hussain
CTO & Co-founder

Full-stack engineer and former Microsoft Pakistan developer. Architected the FBR integration.

MR
Muhammad Rafiq
Head of Product

Chartered accountant with 8 years advising SMEs on tax and compliance across Pakistan.

FR
Fatima Raza
Head of Customer Success

Speaks English, Urdu, and Punjabi. Leads our bilingual WhatsApp support team.

Join 500+ businesses already using FINIVO.PK

Start your free 14-day trial today. No credit card, no commitment.

Start free trial Contact us