Payroll — process in minutes, not hours
- Payroll for up to 50 staff on Growth, unlimited on Enterprise
- Automatic income tax calculation per employee bracket
- EOBI contributions auto-calculated and tracked
- Deductions: loans, advances, absences, overtime
- PDF payslips auto-generated and emailable to staff
- Bank transfer file export (HBL, MCB, UBL, Meezan formats)
- Payroll automatically posts to salary expense ledger
Payroll: how it works
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Add your employees
Enter salaries, tax details, and EOBI information once.
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Apply this month’s changes
Record loans, advances, absences, and overtime for the period.
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Run payroll
Income tax, EOBI, and net pay are calculated for everyone at once.
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Pay and post
Email payslips, export the bank transfer file, and payroll posts to your accounts.
Payroll in minutes, not days
Running payroll by hand means recalculating income tax for every employee, working out EOBI, adjusting for loans, advances, absences, and overtime — and then typing it all again into the bank's transfer sheet and the accounts. One mistake means an unhappy employee or a wrong tax deduction.
Finivo.pk automates the whole run. Income tax is calculated for each employee's bracket, EOBI contributions are worked out and tracked, deductions are applied, and payslips are generated as PDFs you can email to staff. Most businesses process salaries for their whole team in under 10 minutes.
For background on the rules, read our guide to payroll processing in Pakistan.
Everything a Pakistani payroll run needs
- Income tax: calculated automatically per employee bracket
- EOBI: contributions calculated and tracked
- Deductions: loans, advances, absences, and overtime
- Payslips: PDF payslips generated automatically and emailable to staff
- Bank transfer files: export in HBL, MCB, UBL, and Meezan formats
The difference between salaried, AOP, and company tax is explained in our income tax guide.
Posted to your accounts automatically
When a payroll run is finalised it posts to your salary expense ledger in the general ledger, so your Profit & Loss includes staff costs straight away. Use user roles to control who can see and run payroll.
Who uses Payroll
- SMEs paying monthly salaries to their staff
- Businesses that deduct income tax and EOBI from salaries
- HR and admin teams preparing payslips every month
- Companies paying staff by bank transfer from HBL, MCB, UBL, or Meezan
Payroll is included in the Growth plan (up to 50 staff) and the Enterprise plan (unlimited payroll). Compare plans and pricing.
Payroll: frequently asked questions
Does Finivo.pk calculate income tax on salaries?
Yes. Income tax is calculated automatically for each employee according to their tax bracket.
Is EOBI calculated automatically?
Yes. EOBI contributions are calculated and tracked for every payroll run.
Can I send payslips to employees?
Yes. PDF payslips are generated automatically and can be emailed to staff.
Which banks are supported for salary transfers?
You can export bank transfer files in HBL, MCB, UBL, and Meezan formats.
Can I deduct loans and advances?
Yes. Loans, advances, absences, and overtime are handled in the payroll run.
Works together with
Accounting
Double-entry bookkeeping with automatic journal posting from every module. Your trial balance is always accurate — in real time.
Explore Accounting →User Roles
Granular permissions per module per user. Accountants see ledgers; sales staff see invoices; managers see reports.
Explore User Roles →Reports
Every report you'll ever need, updated the moment a transaction is posted. Export to PDF or Excel in one click.
Explore Reports →